COMMERCIAL UMBRELLA INSURANCE
Contact
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Landline: (227) 250 - 0009
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Licensed in MD, PA, NJ, VA, DE
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For Business Entities and Individuals
Other Insurance
Commercial Umbrella Insurance
In the world of business, even the best liability insurance policies can be maxed out by unforeseen, high-cost claims. Commercial Umbrella Insurance provides an extra layer of protection, extending the limits of your existing liability policies and shielding your business from potentially catastrophic financial losses.
Our team of professionals can help you have proposals, providing proper policy options to meet your needs at a affordable rate.
What Does Commercial Umbrella Insurance Cover?
Commercial Umbrella Insurance enhances coverage for claims that exceed the limits of these underlying policies:
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General Liability Insurance: Extends coverage for bodily injury (BI), property damage (PD), and advertising injury claims beyond the limits of your General Liability policy.
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Commercial Auto Insurance: Provides additional protection for liability claims involving business-owned vehicles, including medical expenses, property damage, and legal fees once your Commercial Auto policy limits are exhausted.
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Other Liability Policies: In some cases, it may extend coverage for other liability policies explicitly listed in your umbrella policy.
Who Needs Commercial Umbrella Insurance?
Businesses of all sizes can benefit from the financial security offered by a Commercial Umbrella Insurance policy. It is especially valuable for businesses that:
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Have high public or customer interaction, increasing the likelihood of lawsuits.
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Own or operate vehicles for business purposes.
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Manage properties or projects with significant liability exposure.
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Seek protection from large or unexpected claims that could exceed their primary policy limits.
Why Choose a Commercial Umbrella Policy?
Today’s legal environment can leave businesses exposed to lawsuits that exceed standard liability insurance limits. Commercial Umbrella Insurance bridges the gap, offering additional security and ensuring your business is prepared for even the most unexpected challenges.