Auto Insurance
Auto Insurance
FLOOD INSURANCE
Contact
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Landline: (227) 250 - 0009
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Licensed in MD, PA, NJ, VA, DE
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For Business Entities and Individuals
Other Insurance
Flood Insurance
Flood insurance is generally purchased separately from your homeowners insurance policy. It may cover losses from water damage related to flood and help protect your home and belongings. Your flood insurance will typically cover the costs to repair or rebuild your home, and pay you back the actual cash value of your personal belongs up to the limits you purchased, If your home or personal property is damaged by a flood.
Requirements
Flood insurance is available to anyone in participating National Flood Insurance Program (NFIP) communities. It is mandatory for properties in high-risk flood areas with government-backed mortgages but can also be purchased voluntarily to protect assets in flood-prone regions.
Coverages
Flood insurance typically helps protect followings:
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Dwelling Structure
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Other Structure
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Personal Property
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Build-in Appliance
Deductible could make final premiums different. You'd better make sure your deductible is NOT so high that you'd struggle to pay before your insurance kicks in.