RV INSURANCE
Contact
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Landline: (227) 250 - 0009
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Licensed in MD, PA, NJ, VA, DE
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For Business Entities and Individuals
RV Insurance
RV insurance protects your recreational vehicle, whether you’re using it for occasional trips or as a full-time residence. Coverage typically includes protection for physical damage, liability while driving, and optional features like personal belongings and vacation liability. Whether you own, rent, or lease an RV, tailored policies can ensure you’re covered for the adventures ahead.
Our team of professionals can help you have proposals, giving you flexibility to build a policy that satisfies your needs at a competitive rate.
Coverage
For RVs used for personal and recreational purposes, coverage is often available for up to 250 days per year. Whether you’re heading south to escape winter or embarking on an extended vacation, this flexibility ensures you’re well-protected wherever the road takes you.
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Liability Protection
Liability insurance safeguards against bodily injury and property damage, while also providing medical payments, uninsured/underinsured motorist protection, and more. Specific coverage details and limits may vary depending on your state of residence.
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Comprehensive and Collision Coverage Options
In the event of a total loss, choose from settlement options that suit your financial and personal needs.
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Stated Value: Covers the RV’s market value or actual cash value.
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Agreed Value: Pays the pre-determined insured amount, regardless of current market value.
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Replacement Cost: Provides a new RV of similar type and model to replace the insured one.
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Vacation Liability
If you use your RV as a temporary residence, consider Vacation Liability coverage, which extends protection when you’re parked. Additional coverage may even include protection for physical damage when traveling in Mexico.
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Personal Effects Coverage
This protects personal belongings commonly used with your RV against damage or loss, offering replacement cost coverage when physical damage insurance is selected.
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Roadside Assistance and Trip Interruption
Comprehensive roadside assistance provides 24/7 support in case of breakdowns or accidents. Some policies also allow for upgrades to cover lodging, meals, and alternative transportation if your trip is disrupted.
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Additional Coverage Options
You may also explore add-ons such as accident forgiveness, pet injury coverage, diminishing deductibles, and more for enhanced protection.
Deductible is also included with the RV insurance. You should always make sure your deductible is NOT so high that you’d struggle to cover the repair costs before your insurance kicks in.